You don’t need another credit card... you need a better one.

The Arizona Dental Association Platinum Plus® credit card with WorldPoints® rewards is one of the best rewards cards available today. Take advantage of unlimited cash rewards, airline travel with no blackout dates, brand name merchandise, car rentals, hotel stays, and much more.

You’ll receive the most precious gift of all – real peace of mind. Because you’ll want to use your WorldPoints card for everything –shopping, recurring bills, dining out, gas, and emergencies – you’ll get secure online access and zero liability for fraudulent charges.

Learn more about exclusive WorldPoints Platinum Plus benefits and services from Bank of America - - To apply, simply click on the above link.

For information about rates, fees, other costs, and benefits associated with the use of this credit card click on the above link and refer to the disclosures that accompany the online credit card application. This credit card program is issued and administered by FIA Card Services, N.A.

For additional information on the Arizona Dental Association endorsed personal credit card program, please Call 1-800-932-2775 and ask for the Arizona Dental Association credit card or click on the above link to apply securely on line. When applying please use priority code: UAAR3B

While most commercial real estate firms focus on representing landlords and developers, Medical Office Brokers (“MOB”) is focused exclusively on representing tenants and buyers. MOB has established itself as a leader and advocate for doctors in the commercial real estate industry. Whether understanding the importance of demographics, population density, competition, traffic counts and visibility, MOB has the ability to quickly understand a client`s needs and provide viable solutions. Best of all tenant and buyer representation is FREE!

In addition to professional buyer and tenant representation, AzDA members will receive the following exclusive services from MOB:

“Practice Real Estate Evaluation”
In the selling or buying of a practice, AzDA members will receive a complimentary “Practice Real Estate Evaluation” within 48 hours of e-mail request. This evaluation will be based on current market data available to MOB and will be sent to the AzDA member via e-mail. Based on staff research time and database subscriptions, the value of this complimentary service is approximately $375.

“Real Estate Purchase Contracts”
MOB will assist both buying and selling AzDA members with the creation and execution of a real estate purchase contract for a nominal fee of $500 ($250 for each party). The value of this service is estimated at well above $1,000 as the professional alternatives are legal counsel or a standard real estate commission based on a 3-6% of the sale amount.

Call or e-mail MOB today for all of your commercial real estate needs.

TransFirst Health Services offers a credit card processing program focusing primarily in the healthcare arena. Their portfolio includes over 30,000 healthcare providers across the U.S., many of which are from the dental field. Due to the size of TransFirst’s business, they are able to put together a special pricing plan that is extremely competitive and specifically suited for the average dental office, giving AzDA members the opportunity to take advantage of this product at a great price. Contact the TransFirst Health Services AzDA Program Team for a complimentary review and comparison of your current program.

Collection Agency Redefined!

Welcome to Transworld Systems, home of the GreenFlagSM Profit Recovery System - redefining the collection industry by providing dentists with better tools for recovering slow paying and past due accounts without losing your patients in the process. With a success rate 4 times the industry average, Transworld has collected $2.4 billion over the past 5 years for more than 60,000 clients - from Fortune 500 companies to small businesses.
The Alternative to Traditional Collection Agencies. Discover the benefits of GreenFlag Profit Recovery today!

• Net More Money - No percentages - clients receive 100% of recovered $$$.
• Retain Control - 24/7 web access to manage all accounts in "real time"
• Diplomacy – Retain your patient relationships
• Reduce Costs - Free up staff
• Pay Less - Just a flat fee - $10* per account - regardless of balance
• Recover More - Early 3rd party intervention motivates increased payments

*Company Average

IC System, one of America’s largest privately owned debt collection agencies in the US is currently endorsed by more than 500 professional associations, and is ready to help you collect debts, improve cash flow, accelerate recoveries, maintain patient relationships, lower operating costs and reduce bad debt expense. They offer efficient, ethical and cost effective solutions, including an insurance resolution product. Healthcare collections is IC System’s specialty.

• Request a no-obligation price estimate by calling (800) 279-3511;
• Watch a three-minute MOVIE about I.C. System at www.icsystem/hc/azda.
• Receive a FREE guide of collection tips and/or activate a FREE trial of InstiFind™, I.C. System’s online skip-trace service, at www.icsystem.com/azda.

Visit IC System online to register as well as submit email inquiries. Or, to request a no-obligation price estimate, call the toll-free hotline (800) 279-3511 and be sure to mention that you’re an AzDA member!

NEWLY ENDORSED!! - Apex Electronic Claims: Savings for AzDA members up to 40%!!

Many AzDA providers have realized that by using their software to send claims they are paying nearly double the cost of the Apex solution! Apex system affords you the ability to continue to use your dental software, ie Dentrix, Eaglesoft etc and send claims through Apex at a considerable cost savings... Apex offers many more tools to ensure you get paid! With Apex you can easily see claim errors and fixes, you also can search claims records by patient name, date or insurance company. See why so many dentists have made the switch! Exclusive AzDA member pricing!!

AzDA Services endorses Mercer Advisors to provide financial planning to AzDA members, including fee-only investment management, individual and group retirement plans, estate planning and facilitating corporate maintenance. Mercer manages over $2 billion in assets for thousands of health care clients around the country. The Economic Freedom Program (EFP) is your road map to financial success with Mercer. Living in economic freedom means enjoying your practice, your family and following your vision without money worries. This program includes:

• Financial Planning - Determining your financial goals and the best way to reach them.
• Investment Management - Creating a diversified portfolio through our scientifically designed Asset OptimizationAE program that matches your financial goals and risk tolerance.
• Retirement Planning -Creating and managing a tax advantaged savings plan for your individual or group practice and determining your ideal contribution level.
• Estate Planning - Protecting your assets now and providing for their management if you are not able to manage them.

Sonoran Desert Wealth Management Greenbook Planning for Doctors provides integrated financial planning programs designed exclusively for member-dentists of the AzDA. Members will have access to a balanced platform of practice structure optimization, risk management techniques, efficient portfolio design, asset protection strategies and more.

• Pension Planning • Practice Structure
• Risk Management • Practice Transition
• Portfolio Design • Cash Management
• Asset Protection • Estate Planning
• Financial Education

North Star Resource Group is a comprehensive financial planning firm headquartered out of Minneapolis, Minnesota and has been working with professionals and their families since 1908. Specializing in working with Medical Professionals, North Star’s independent structure has positioned the firm for a unique opportunity to provide an unparalleled level of service and unique experience to the Arizona Dental community.

Members of the AzDA have access to exclusive benefits and the opportunity to establish a long term working relationship that provides resources regarding tax advantage accumulation, protecting the family and business as well as preliminary estate planning.

Some of the specific areas of expertise include:

Individual Solutions:
Income Tax & Estate Tax Issues
Retirement Strategies
Insurance/Asset Protection
Investment Allocation
Children Education Funding

Business Solutions:
Business Continuation
Selective Executive Benefits
Pension Plans / 401(K) Plans
Employee Educational Seminars
Group Insurance / Cafeteria Plans

For more than 20 years, Banc of America Practice Solutions has served the needs of dentists by offering financial products and services to the dental community. Whether you own a practice or are just getting started, we can provide customized financial solutions for your short-term needs and long-term aspirations:

Purchase & Start-up Growth & Restructuring
• Practice Sales & Purchases • Equipment Financing
• Improvement and Expansion Financing • Commercial Real Estate Products
• New Practice Start-ups • Practice Equity Loan Program

Banc of America Practice Solutions offers some of the most flexible and competitive terms and benefits in the industry today, backed with the dedicated focus on customer satisfaction for which Bank of America is known worldwide. If you are interested in learning more about how Bank of America can assist you with the management and growth of your practice, and how you can get reduced loan administration fees as a member of the State Association, please call us toll free at Call today 1.800.491.3623 Mention Priority Code: 8U3H3 Monday through Friday, 8a.m. to 8p.m., Eastern Time or schedule a phone consultation through our secure Web site. Quick turnaround. Personal attention. Real solutions.

* All programs are subject to credit approval and loan amounts are subject to credit worthiness. Some restrictions may apply.

Denco Dental Construction, Inc., specializes in Dental Office Construction and has been a general contractor for over two decades. In 1997 Steve Anderson, President of Denco, recognized the needs within the dental industry. He found the best way to assist the dentists in the process of building their offices was to get information and input from the doctors themselves. He was quick to recognize the lack of detail and coordination on many projects and wanted the doctors to have an advocate to assist them through every step of the construction process. Since that time Denco Dental Construction has built over 200 dental offices, specializing in tenant improvement construction. We pride ourselves in Making Your Dream a Reality!

1. AzDA Membership Discounts:
Denco Dental Construction, Inc., will offer all AzDA members:
a. Free initial floor plan drawings (A $500 to $1000 value) if an architect is not already involved. This floor plan provides the client with well thought out information and design backed by more than 20 years of dental background knowledge to propose and create a highly productive work flow design and eliminate options that may or may not work and provide you the reasons why. Or we will gladly evaluate your current floor plan.

b. Free consultation to: (A minimum $1000 value). Explore office needs and recommendations. Evaluation of current or proposed offices, along with budgets, suggestions, pros and cons. Create a budget for office improvements based on level of design, equipment needs, and building specific requirements. Assist in creating a working budget process for the entire office construction to ensure no costs are missed, and create a way of tracking your costs as they come in. Aid in recommending a team of other professionals to meet every need of the construction process. Provide assistance in recommendation of professional services which may be required. Assist in connecting to and coordination with lenders

2. Denco Dental Construction, Inc., will also provide the following if we are hired:
a. Up to three hours of free consultation for material finish selections (a $1000 value).
b. A donation in the amount of $500 will be given to AZ DA Foundation in doctor`s name

3. Not An AzDA Member?
a. Receive the above discounts and benefits by allowing Denco Dental Construction, Inc., to assist you in your next office and we will pay for your first year of AzDA Membership. Its an investment you will not want to miss out on!

Paychex, Inc. is a leading provider of payroll, human resource, and benefits outsourcing solutions for small- to medium-sized businesses. The company offers comprehensive payroll services, including payroll processing, payroll tax administration, and employee pay services. Human resource services include 401(k) plan recordkeeping, health insurance, workers’ compensation administration, section 125 plans, time and attendance solutions, and other administrative services for business. Paychex was founded in 1971. With headquarters in Rochester, New York, the company has more than 100 offices nationwide.


Arizona Dental Association members receive special pricing. For additional information, call 1-800 PAYCHEX (-800-729-2439) and mention code 5683 or visit www.paychex.com

AzDA Services endorses DentaGroup to provide Practice Purchase and Practice Sales Brokerage services to members of the Arizona Dental Association. DentaGroup’s services include Seller Listings for Practice/Commercial Office Sales, Purchaser Representation for Practice/Commercial Office Acquisition, and Practice Appraisals. For more than 20 years, DentaGroup has served the needs of the Arizona dental community by offering practice brokerage, sales and transition services. Whether you desire to sell your practice and commercial office building or desire to purchase a practice, we can provide customized solutions for your short-term needs and long-term aspirations at substantial discount to you as an Arizona Dental Association member.

• Sale Brokerage and transition of your practice and/or commercial building
• Purchaser Representation for the acquisition of a dental practice
• Practice Appraisal or Second Opinion of Value

DentaGroup has brokered millions of dollars of practice assets for many health care clients around our great state of Arizona. Let DentaGroup help you achieve economic freedom that can allow you to enjoy your practice, your family and your vision without money worries. As an AzDA member under our unique and highly acclaimed WIN-WIN SUCCESS (WWS) program, you will receive a 50% discount savings on the commission and fees for all of DentaGroup services while making a tax deductible charitable contribution to the Arizona Dental Foundation and paying for your Tripartite (ADA/AzDA/Component Society) Membership for a full year. No one in the industry can match the savings and benefits you receive from this program! CALL DENTAGROUP AT (480) 837-3700 TODAY TO LEARN MORE ABOUT THIS EXCITING NEW PROGRAM!

Exceptional practice management consulting services are available through PROACTIVE PRACTICE MANAGEMENT. Since 1983, Fred Heppner has used a combination of his in-depth knowledge of the business of dentistry and sensible coaching techniques to deliver measurable results for Arizona dentists.
As an AzDA Services Endorsed Company, PROACTIVE PRACTICE MANAGEMENT offers an 8% discount to AzDA Members. A complimentary consultation, either on the phone or in person, is available to you, TODAY! Call NOW: 480-513-0462, and learn how PROACTIVE PRACTICE MANAGEMENT and Fred Heppner will help you develop a more profitable and gratifying practice.

Wolfe Dental Consultants can provide you with all of the tools necessary to transform the “Ordinary into the Extraordinary”. We can help you to reduce stress and accelerate your success. Your initial consultation is always FREE. Together we can address your marketing strategy, starting a new practice or selling your current one. As an AzDA member, you receive an 8% discount on all of our services. CALL US TODAY!

NEWLY ENDORSED!!
Nationwide Insurance – David Brent Jones: Retirement Planning

Now is the time to be thinking about a new tax deductible 401k or another type of retirement plan. Or perhaps you are updating your existing retirement plan. Our newest endorsed sponsor is Nationwide and David Brent Jones, CEP,CWPP is a proven expert to guide you for your retirement planning needs.

It has been estimated that 85% of small business owners who get to “lock the door and never come back to work again “ are those who successfully funded their retirement plans and enjoyed growth in their investments.

You will be able to establish your plan and on-going administration fees at a considerable discount plus enjoy the benefit of David’s 30 plus years experience in pension and retirement plans. Please contact David Brent Jones, CEP,CWPP at 480 964 8129 or email david@dbjones.com

NEWLY ENDORSED!!

Dentists: Cut the cost of your retirement plan in half!

Tribeca Advisors specializes in 401(k) and other retirement plans for dentists, physicians, and small businesses. Tribeca is very excited to be endorsed by AzDA Services to provide better retirement solutions to AzDA dentists.

Lowering retirement plan costs is the single best way to increase your retirement savings. Tribeca’s low-cost 401(k) helps you keep your hard-earned retirement dollars in your pocket instead of losing your retirement to hidden expenses.

Most 401(k) Plans have significant excess (and frequently hidden) fees that silently rob your plan of its potential return. Tribeca’s total 401(K) fees are often half the total fees of typical plans – and this difference adds up to significant savings for you over the life of your plan.

Tribeca understands that AzDA members have a wide range of needs for their retirement plans. We are committed to working with you to design the best plan for you, and your employees. And we make it easy. We will be there to guide you from plan proposal to implementation. Plan participants can enroll and manage their accounts through a secure web portal.

Tribeca is honored to be an AzDA Services endorsed provider. We are committed to building relationships with AzDA members that are founded on the principles of excellent service and sound financial advice. We invite you to learn more about Tribeca Advisors and the special discounts for AzDA members by contacting Zach Gibbs at (480) 248-6400 or visit our website at www.azdentists401k.com to request a free Retirement Plan Proposal.


How much can you save? Find out with a free proposal at www.azdentists401k.com.