Professional Liability & Malpractice
    (Buildings, Office Equipment)
Brown & Brown Insurance
Bonnie Beckman
(602) 664-7040
bbeckman@bbphoenix.com
www.bbinsurance.com

Brown & Brown Insurance, in conjunction with CNA Insurance, provides a comprehensive program designed for dentists – the PROFESSIONAL PROTECTOR PLAN, which provides comprehensive coverage for your professional liability, business property and loss of income at very competitive rates. AZDA members all receive a 10% discount. Brown & Brown has been the exclusive AZDA ENDORSED PROGRAM with the Professional Protector Plan since 1970 and currently insures 80% of all Arizona dentists. CNA Insurance and AzDA hold semiannual Risk Management seminars which offer valuable loss control information and a 7.5% premium reduction for dentists who attend.

    Individual Major Medical
    (AZDA members & Staff)
Brown & Brown Insurance
Linda Little
(602) 664-7063
llittle@bbphoenix. com
www.bbinsurance.com

Members of the Arizona Dental Association can earn discounts of up to 5% on individual major medical. With health insurance premiums increasing every day, it’s always a good idea to review your benefits. If you’ve been thinking of making a change in your health insurance, take a look at Blue Cross Blue Shield of Arizona. Brown & Brown can also assist you in implementing a group plan for your practice.

    Life, Disability, Long Term Care
    
Brown & Brown Insurance
Kurt D. Adams, CFP
(602) 664-7082
kadams@bbphoenix.com
www.bbinsurance.com

We can provide all types of coverage and plans to protect your Life Insurance, Disability Income, Business Overhead Expense, Estate Planning, Buy/Sell agreements, Pension Plans, 401-K’s. We represent virtually every insurance company in the industry and can help you put together the best programs at the lowest costs.

    Auto, Home
    
Brown & Brown Insurance
Linda Jones
(602) 664-7069
ljones@bbphoenix.com
www.bbinsurance.com

We can use many competitive companies to provide coverage for your home, auto, personal umbrellas, jewelry, boats etc. We can package all your coverage’s into one policy and save you dollars.

    Individual Medical, Individual Dental
    
BenefitProtect
(866) 273-5611
www.benefitprotect.com

Through BenefitProtect, any person in all 50 states can receive the best health benefits available. Some programs are guaranteed or simplified issue, meaning a health exam is not required. Through this endorsed program, you, your family, your employees and their families (yes, you read it right!) can receive quotes on Major Medical, Limited Medical, Discount Medical Programs, Discount Dental/Vision, Rx, Critical Illness, Term Life and Accident Insurance. All A-rated or better insurance carriers (A.M. Best rating) and network includes PHCS, Beechstreet, Galaxy, AETNA Dental and Advanced PCS/Caremark. Get more information online and call our representatives toll-free.

    Disability Income, Long Term Care
    
Kirshner & Klarfeld
(Guardian/Berkshire Life Insurance Co.)
Ivan Kirshner, DDS
(480) 588-6356 or (866) 532-7205
Fax (480) 588-6370
Ivan_Kirshner@KKFG.net
www.kkfg.net

Berkshire Life Insurance Company of America offers a complete line of disability products for professional clients with some of the best contracts in the industry. Don’t forget as a member of the AZDA, you are entitled to a 10% discount from already competitive premiums on the Provider Plus policy. Care ProVider Long Term Care Insurance, through Berkshire Life Insurance Company of America, is one of the finest, most competitively priced products in the market. An additional 10% permanent discount makes this already competitive product very hard to beat. This discount is now available to AzDA members and their spouses, children, parents, grandparents AND the parents, children and grandparents of the member’s spouse!

    Auto, Home & Life
    
Liberty Mutual
Thad Kirkendoll
(877) 663-4823 ext. 59296
(480) 575-1631 ext. 59296
thad.kirkendoll@libertymutual.com
www.thadkirkendoll.com

AzDA members qualify for a special group discount on your auto, home and life insurance through Group Savings PlusAE from Liberty Mutual. With Group Savings Plus, you can enjoy the ease and convenience of paying your premiums through checking account deductions with no down payment or finance charges. You’ll also enjoy fast, easy, round-the-clock claims service and a variety of discounts including multi-car, multipolicy, safe-driver, passive restraints and anti-theft device discounts. See for yourself how much money you could save with Liberty Mutual compared to your current insurance provider.

    Small Group Health
    
TFW INSURANCE INC.
THOMAS WHITE
480.990.2770
tom@tfwins.com

TFW Insurance Inc, a trend setter in the Health Insurance field since 1983 offers and administers The AZDA Endorsed Small Group Health Insurance Program that gives Dental Association Members a substantial discount using our state of the art group coverage concept. There are several advantages in participating in our AZDA group plans. TFW also offers AzDA members discounts on several other Insurance related products.

    Workers Compensation
    
Brown & Brown Insurance
Evette Vasquez
(602) 651-7195
evasquez@bbphoenix.com
www.bbphoenix.com

Brown & Brown Insurance is the new endorsed provider of Workers Compensation Insurance through The Hartford. AzDA members will receive up to a 20% discount. This newly endorsed program provides “up front” discounts without complex dividend programs that can delay your savings. While all workers compensation plans are auditable based on annual payroll, dentist’s that have switched to The Hartford have indicated that the plan is more user friendly, and comes with the “executive customer service” from Brown & Brown, along with the substantial discount to AzDA members.

The AzDA and AzDA Services have worked with Brown & Brown for over 30 years. Brown & Brown has become a trusted partner in practice for many AzDA members with the Professional Protector Plan. Now representing The Hartford for Workers Compensation Insurance further enhances the portfolio of quality programs with valuable AzDA Services discounts now available through Brown & Brown. With competitive rates on all business insurance as well as personal insurance it makes sense to give April Martinez a call today!